Stuart Drossner’s Home Buyer Checklist
Stuart Drossner provides some tips for Home Buyers below. Buying a home is a very important step in your life and can be complicated. For questions you can visit Stuart Drossner at his website http://www.Stuart-Drossner.com
1. Get your financing arranged before you look for a home. See your bank or loan officer before you see a real estate agent. You must know how much you qualify for in a mortgage and how much money you need to close. When you meet these basic requirements, you’ll know the price range to shop.
2. Purchase an Owners Title Policy to cover your interest. Although you need a title policy for your mortgage lender, this only covers the loan amount. An Owners Title Policy costs little and protects your equity.
3. Know your property boundaries. In many locations, this involves getting a survey so you understand exactly what you’re buying.
4. Use an attorney when you need legal advice. Most agents can advise you on local customs, not legal issues.
5. Read the Covenants, Conditions and Restrictions of the subdivision (CC&Rs). If you’re purchasing a condominium, know what the association fees are and your legal rights. You need to know if you must always occupy the property or if you can rent it, if children are allowed, and what the association does. Do they paint the exterior, landscape, and send you an extra bill?
6. Do a final walk-thru before handing over your down payment and signing closing documents.
7. Make sure the seller’s move out on time. Once they get their money and the house changes ownership, you have no leverage if they damage something or don’t leave.
Debt Leads in High Demand
Debt Leads for the Debt Settlement Industry are in high demand due to the increase in consumer debt, job loss and out of control credit card debt. The industry seems to be in a prime spot to excel over the next several years. Good debt leads from a solid debt lead provider is what fuels most debt settlement companies. They may generate debt leads with in house marketing or buy debt leads from a lead provider. Either way a good debt lead is vital to the success of a debt settlement company.
Generating quality debt leads is tricky. Debt Leads need to fit a certain criteria to be considered a quality debt lead. The key components of a quality debt lead are listed below.
1. The applicant usually needs to be over $10,000 in unsecured debt. Unsecured debt is any debt not tied to collateral such as a mortgage or auto loan. The most popular type of unsecured debt is credit card debt.
2. The applicant must have income to support a minimum payment on a debt settlement program.
3. The applicant should not currently be in a debt settlement program.
4. The applicant must be in a state that allows the lead buyer to offer their debt settlement program.
5. The applicant must be interested in helping themselves and want a free consultation on debt relief.
If a debt lead has these 5 key components then it is considered to be a quality debt lead. There is no shortage of consumers needing debt help, finding a qualified person in this economy is the hard part. Next time you buy debt leads make sure your leads match these key components and you will have a successful debt lead campaign.